Car Insurance

Auto insurance protects you and your vehicle in many ways. With different coverages available, it can be hard to know what to choose. That’s where we come in.

Should you carry liability only or full coverage auto insurance? This will vary, depending on how much you think your car is worth. In most states, drivers must have liability coverage. Certain lenders may require comprehensive and collision coverage, too. If you have a loan on your car, you’ll probably have to carry full coverage insurance. 

Need to add a teenage driver to your policy? No problem. We’re committed to finding you the best auto protection at the best price.  

Condo Insurance

Condo insurance helps guard against structural damage within your unit. In general, it helps you pay for repairs — to the unit’s interior and your belongings — if they’re stolen or damaged by fire or vandalism. Liability protection may be included as well. This is different from what may be called “the master policy”, which can cover shared spaces like the swimming pool and other areas. We’ll help you understand what your own policy covers versus what your condo association’s policy may cover.   

Renters Insurance

Not everyone owns a home. If you rent, you’ll probably see that your landlord has a policy to protect their building, but that insurance likely wouldn’t cover your personal belongings. Renters insurance helps protect what you own, such as clothing, electronics, and furniture. It also may include liability coverage and help pay for living expenses that have increased.

If you’re renting an apartment and accidentally cause a fire or flood, it could damage other units in addition to yours. Your liability insurance could then step in and pay for this catastrophic incident.

Landlord Insurance

Landlord policies help protect a property that produces rental income. Typically, it helps protect the building that you own from damage — caused by fire or hail, for instance. Like most other types of P&C insurance, it also offers liability protection, which may cover you if you get sued after an incident on your property. 

Homeowners Insurance

Your home is extremely valuable. First, you’ll want to protect it from theft or fire. These policies also usually include liability coverage, which can help you if you’re legally responsible for someone getting injured at your house or you cause damage to another person’s property. 

We strive to insure you properly. Maybe you need a roof replacement resulting from a covered claim. Perhaps you have to rebuild your entire home in the event of loss. You can ask us about anything, including extended dwelling coverage on your home insurance policy. 

Power Sports Insurance

Boats, ATVs, golf carts, and snowmobiles are some vehicles that may have protection under specialized insurance. In general, these types of policies help cover the vehicle if it gets damaged or stolen. Liability protection may also be provided in case you cause damage to somebody’s property or injure another person while riding it. We’ll look for ways to reduce your annual premium while making sure you get the special coverage you need.